The Must-Know Basics of Workers’ Compensation

When many people hear about Workers’ Compensation, they automatically associate it with something negative. What is the cause of this attitude? The main reason may be because many workers believe Workers’ Compensation will not get them the full amount that they are owed in the event of an on-the-job injury. While a Workers’ Compensation claim does take away a worker’s right to sue his or her employer, this does not necessarily mean that he or she will end up getting cheated out of the full range of benefits. Read on to find out more about Workers’ Compensation and how an experienced attorney can help you with your claim.

Am I Guaranteed Access to Workers’ Compensation Insurance?

Unlike other forms of insurance, you as an individual do not need to independently purchase Workers’ Compensation insurance. If you are an employee of a company, the chances are that that company not only has its own insurance but is required by law to do so. This insurance will cover a wide range of on-the-job injuries, including but not limited to falls, exposure to toxins, muscle injuries due to overexertion, and more. Because Workers’ Compensation insurance is a “no fault” insurance, it will cover the majority of injuries regardless of who was technically at fault.

Why Do I Need Workers’ Compensation Benefits?

The benefits from a Workers’ Compensation claim are often essential to helping the injured employee pay off medical expenses and to keep up with other day-to-day bills and expenses despite the lost wages from not being able to work (if their injury prevents them from working). Because these benefits can mean the difference between affording necessary treatment for an injury and losing out on both proper medical care and money, it is important that an individual filing a Workers’ Comp claim has a full understanding of what his or her rights are and how best to go about securing them.

What Can Go Wrong with Workers’ Compensation?

One of the main issues that compensation claims come down to is money. Employers and insurance companies will try to protect their bottom lines, at the expense of the employee being denied benefits they deserve. This is all the more reason to seek qualified legal counsel when filing a claim; your attorney will advocate for you and protect your rights throughout your Workers’ Compensation case.

We have four offices across Maryland and Virginia with trained legal professionals ready to assist you. Please CALL US at 1-800-243-2439 to be directed to the closest Jenkins Block & Associates location to you.

Source:
http://cpollardlaw.com/what-is-workers-compensation/