Debunking 4 Social Security Disability Myths
If you are disabled and no longer able to work or perform any substantial gainful activity, Social Security Disability insurance (SSDI) provides long-term financial protection to help you pay bills, cover medical costs, etc. These benefits continue until you are able to work again on a regular basis. However, not everyone who is eligible to apply for SSDI does, primarily because of several myths surrounding the program.
If you’ve been reluctant to apply for SSDI because of a few horror stories you overheard over the years, we are here to tell you that the process is not that scary. And the benefits far outweigh any inconvenience that the application process may bring.
4 Common Social Security Disability Myths
It’s Not Worth My Time. I’ll Just Be Denied…
It is true that approximately only one-third of all Social Security Disability claims are accepted. In 2013, for example, more than 2.5 million applications were received, but less than 1 million were accepted. However, in most cases the problem does not lie with the system as much as it does with the applicants. The majority of denied claims are the result of improperly filled out paperwork. Yes, mistakes happen, but it is important to follow the guidelines exactly when filing your claim. This means providing the right documentation, as well as being thorough, honest, and accurate in all of your explanations. Remember, it is up to you to prove to the Social Security Administration that your disability leaves you with no other options.
The application process can be tedious and confusing for some. Hiring a qualified Social Security disability attorney can help ensure your Social Security Disability claim is filed properly and in the event that your claim is denied, a disability attorney can help you appeal the decision as well.
Contact an Attorney Today!
The disability lawyers at Jenkins, Block & Associates, P.C. are here to help. We are a member of the National Organization of Social Security Lawyers and our attorneys have the knowledge and resources available to assist you in getting the benefits you deserve.
My Doctor Said I’m Disabled, So I Qualify
Sorry, but that’s not how it works. In order to qualify for SSDI benefits, your condition must be found under the Social Security Administration’s list of impairments and must have lasted (or be expected to last) for at least 12 months.
Social Security Disability Benefits Last a Lifetime
Your Social Security Disability benefits last as long as you are disabled and unable to work. According to the Social Security Administration, your medical condition will be reviewed periodically. Then, when you reach retirement age, SSDI benefits convert to Social Security Retirement benefits.
Social Security Disability Benefits Are Not Worth It
While Social Security Disability payments can be modest, approximately 33{163d132be0c33ef527548f598c16a5854f0363fa1b320787bb9017ebc72327da} of beneficiaries use SSDI benefits as their sole source of income! The payment will assist with your basic needs such as groceries, rent, and various other bills that may be falling behind. Though SSDI rarely replaces 100{163d132be0c33ef527548f598c16a5854f0363fa1b320787bb9017ebc72327da} of your income, it will vastly improve your quality of life, health, and stress levels for you and your family!
Have Any Questions?
Please CALL 1-800-243-2439 to be directed to the closest Jenkins Block & Associates location to you. We employ over thirty people in four office locations throughout Maryland and Virginia.
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